Rolling over a 401(k) is an important financial step that can influence your tax situation, investment mix, and overall retirement outlook. There are several directions you can take—such as keeping your funds in your current plan, moving them to a new employer plan, rolling them into an IRA, or taking a distribution—and each option comes with its own set of considerations.

At Ramos Group, we help individuals understand the potential advantages and drawbacks of each choice in the context of their broader financial picture. Our approach focuses on education and clarity, helping you evaluate factors such as investment options, fee structures, and the level of flexibility each account type offers.

By taking the time to review your options carefully, you can make an informed decision that supports your financial goals and comfort level, both now and in the years ahead.